Wallet management for businesses that move money.
Deposits, withdrawals, transfers, currency exchange and treasury in one place — with transaction alerts your customers actually read, delivered on WhatsApp.
Everything a finance team needs to move money
TickBalance is a mobile-first web application. Each business gets its own workspace with wallets, approvals and a full audit trail.
Deposits
Fund wallets from bank and mobile-money rails and reconcile every inbound payment against its reference.
Withdrawals
Pay out to bank accounts and mobile wallets with maker–checker approvals and configurable limits.
Transfers
Move funds between wallets, teams and counterparties instantly, with full traceability on every leg.
Currency exchange
Hold multi-currency balances and convert at quoted rates, with the rate locked before you confirm.
Treasury
See positions across currencies and wallets in one view, and plan liquidity ahead of payment runs.
WhatsApp notifications
Send transaction alerts, statements and support replies from your own WhatsApp Business number.
Your customers are on WhatsApp. Your alerts should be too.
Businesses on TickBalance connect their own WhatsApp Business Account through Meta's official WhatsApp Business Platform. Messages are sent from your number, under your display name — never from a shared or pooled account.
- Opt-in only. Customers receive messages only after they've agreed to hear from your business, and can reply STOP at any time.
- Approved templates. Transaction alerts and statements use message templates reviewed by Meta before they go out.
- Two-way support. When a customer replies, the conversation lands in your TickBalance inbox so your team can respond.
- You own the number. Your WhatsApp Business Account stays under your Meta business portfolio. Leave TickBalance and it goes with you.
About RIYO Ventures Limited
TickBalance is built and operated by RIYO Ventures Limited, a private limited company incorporated in Kenya in 2019 and headquartered in Nairobi.
We build financial tooling for businesses in East Africa — software that makes moving money boring, auditable and fast. Questions about the platform, partnerships or data handling: privacy@tickbalance.com.
- Legal name
- RIYO Ventures Limited
- Registration
- PVT-7LUQL29 · Registrar of Companies, Kenya
- Incorporated
- 24 October 2019
- Registered office
- Riyo Place, Kirongothi Street, Eastleigh
P.O. Box 71909 – 00622, Nairobi, Kenya - Product
- app.tickbalance.com